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Personal Umbrella Insurance

In the face of today’s jumbo lawsuits, the liability coverage you now have on your home and auto may not be adequate. There is a third layer of protection available.

To protect yourself and your family, we strongly recommend a Personal Umbrella Liability Policy. A Personal Umbrella Liability Policy provides an additional layer of protection over and above the limits on your auto and home to protect you against a catastrophic lawsuit or judgements. In most cases, a 1 million umbrella will cost less than $200.00 a year.

  1. Do you own a home?
  2. Do you own a vacation home?
  3. Do you own waterfront property?
  4. Do you have a swimming pool on your property?
  5. Do you own more than one automobile?
  6. Do you own a luxury automobile?
  7. Do you own a power or sail boat?
  8. Do you own a dog?
  9. Do you have above-average family income?

If you answered YES to any of the above questions, you could be a target for a lawsuit. Even if you answered NO to all questions, there is always a possibility of being sued.

Call us today to find out more information on this valuable coverage.

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Contact us today to learn more about insuring your new venture or to review your existing policy.

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Auto Insurance

1. Does auto insurance cover stolen vehicles?

A stolen vehicle is usually covered under comprehensive auto insurance. If your vehicle is stolen in Boston, your policy may help pay for the vehicle’s value, minus your deductible, if the claim is approved.

2. What should I do after a car accident in Boston?

After a car accident in Boston, check for injuries, call emergency services if needed, exchange information with the other driver, and document the scene with photos. It’s also important to notify your insurance company as soon as possible to begin the claims process.

3. Can I insure a vehicle that is not in my name?

Insuring a vehicle you don’t own can be difficult, but some insurance companies may allow it under certain circumstances. Drivers in New England should discuss ownership and insurable interest requirements with a local insurance professional.

4. Is a higher deductible better?

A higher deductible can lower your monthly auto insurance premium, but it also means paying more out of pocket after a claim. Drivers in Massachusetts should choose a deductible that fits both their budget and emergency savings.

5. How can I lower my auto insurance premium?

Drivers in Boston may be able to lower auto insurance costs by bundling policies, increasing deductibles, maintaining a clean driving record, improving credit, or qualifying for available discounts through their insurance company.

6.How does moving affect auto insurance rates?

Moving can change your auto insurance rates because insurers consider local traffic patterns, accident statistics, weather risks, and claim trends. Rates in New England may differ from your previous area.

7. Is it cheaper to insure multiple vehicles together?

Insuring multiple vehicles together often qualifies drivers for multi-car discounts. Families in Massachusetts may save money and simplify policy management by combining vehicles under one insurance policy.

8. Can I add a new vehicle to my policy online?

Many insurance companies allow drivers in Boston to add a new vehicle online, through a mobile app, or by contacting their insurance agent directly for assistance.

9. Does roadside assistance cover lockouts?

Many roadside assistance plans help with vehicle lockouts by providing locksmith services or helping drivers regain access to their vehicles. Coverage limits can vary by insurance company.

10. Does roadside assistance cover flat tires?

Roadside assistance coverage commonly includes help changing flat tires or towing the vehicle if needed. Drivers in Massachusetts may benefit from this optional coverage during unexpected roadside situations.

TWO OFFICES TO SERVE YOU

Boston Office

Main Office by Appointment Only

Contact Us

87 Wendell Street, 4th Floor
Boston, MA 02110
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Contact us by email
Info@benderhatch.com

Contact us by phone
(617) 367-4900

Contact us by fax
(617) 451-6661

Hours of Operation
M-F 8:00am to 5:00pm

Charlestown Office

 By Appointment Only

Contact Us

281 Main Street
Charlestown, MA 02129
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Contact us by email
Wendy@benderhatch.com

Contact us by phone
(617) 242-2200

Contact us by fax
(617) 242-2518

Hours of Operation
M-F 8:00am to 5:00pm

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The information provided on this website is for general informational purposes only and does not constitute insurance advice. Coverage cannot be bound, altered, or canceled via this website, email, voicemail, or online forms. All coverage is subject to the terms, conditions, and exclusions of the policy issued. Please speak with a licensed agent for specific coverage guidance.